You have a right under the Fair Credit Reporting Act to know the information contained in your credit file at the consumer reporting agency. In evaluating your application the consumer reporting agency listed below provided us with information that in whole or in part influenced our decision. The consumer reporting agency played no part in our decision and is unable to supply specific reasons why we have denied credit to you. In addition, if you find that any information contained in the report you receive is inaccurate or incomplete, you have the right to dispute the matter with the reporting agency.
P.O. Box 509124
San Diego, CA 92150
We use CoreLogic Credco to pull information from all three major credit bureaus: TransUnion, Equifax, and Experian.What if there’s something wrong with my report?
If you see errors in your credit report, start by contacting CoreLogic Credco at 800-255-0792. Then, CoreLogic Credco can advise you on how to go about removing errors. If you feel that you are not getting the information you need from CoreLogic Credco, the bureaus, or from government groups, please send us an email at firstname.lastname@example.org. We’ll do our best to help.I feel that I have been unfairly denied. What do I do?
Fairness and non-discrimination are part of our core commitments to you. Our non-discrimination and fairness policy is here. We’ve also provided ways to submit complaints to government groups. If you’re willing, please submit a complaint to us too at email@example.com. Our CEO personally reviews every complaint. We take our responsibilities to you seriously.Free Credit Report - How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a free copy of your credit report from each of the nationwide consumer reporting agencies once a year.
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board's web site at www.federalreserve.gov, or the Federal Trade Commission's web site at www.ftc.gov.
If you have any questions, please contact us at:
P.O. Box 5168
Walnut Creek, CA 94596-5168
NOTICE: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (with certain limited exceptions); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580. Phone 202-326-2222.