Modern Mortgage Lending

Simple, transparent home loans for luxury buyers.

Make a cash-like offer

Fill out your application in as little as 30 minutes, and Eave will fully assess your asset and income information within one business day.1 For buyers with exceptionally strong finances, we offer a "High Certainty" program. If you qualify and choose to waive certain contingencies on your offer, we will support you. That means you may close on your new home in record time.2

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Protect your money

Eave is here to make sure you have the strongest offer possible without risking your finances. Our rates compete with private banks, and we charge zero lending fees. Our mission is to make the lending process honest, transparent and in your best interest. We’re so confident in our system that we guarantee your earnest money. If you don’t close on time and the fault is ours, we’ll reimburse up to $100,000 of your lost earnest money.

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Save time, Avoid frustration

Buying a home should be a joyful experience. At Eave, we work to make the process simple and streamlined so you avoid frustration and delays. Our cutting edge technology enables us to assess your financials in just 24-hours. We integrate directly with over 5,000 financial institutions, saving you time and the hassle of paperwork. This means you can get to the closing table in just 21 days (often sooner!), and into your new home quickly. You’ll even have a personal loan officer to assist you through the process.

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  • Home value: $980K

Eave allowed us to buy our dream home. Three other lenders told us to wait a year, because Steve became an entrepreneur.

Ania and Steve M., Denver homebuyers
  • Home value: $1.1M

With Eave, we could compete with cash buyers. And, our first offer was accepted!

Laura and Robert S., Denver homebuyers

    Super responsive, knowledgeable, proactive - with me every step of the way.

    Zak K., Denver homebuyer

    Helping those in need, one mortgage at a time.

    For every loan we fund, we donate money to help a mother in India build a safe home for her family. We call this mortgaging for good.

    Up to 85% of rural Indian families have inadequate or unsafe housing, and more than 65% have no access to a toilet. So we’ve partnered with Milaap, a crowdfunding nonprofit, to get money to the people who need it most. Like Radhika, an Indian mother who was able to upgrade her home with new floors, lights, walls and a toilet. Now her family is healthier, happier and safer. At Eave, we hope to help as many families like Radhika’s as possible.

    1A "one business day" decision will be provided subject to the submission of complete, verifiable income and asset information. Failure to submit all necessary information may slow the review process. If we are unable to issue a conditional approval, we will provide you with the reasons within the same 48 hours and will work to find a solution if available.

    2Terms and conditions apply.