Your dream home is waiting. You shouldn't have to.

With an Eave mortgage, you can be treated like a cash buyer. Bid confidently and close quickly, so you can get back to life.

Start application Have questions?

Currently lending in Colorado
Explore Eave's benefits
Unprecedented Speed

Complete your application in 30 minutes. Get a decision, usually our Eave Approval, within two business days. Win your bid and close within 21 days.

Certain & Safe

Eave uses Google-quality security and encryption. We protect your data the way we'd want our own protected.

Transparent & Straightforward

We work with your best interests in mind, and tell you exactly what's going on every step of the way.

Why work with Eave?

“Our goal at NerdWallet is to build the best place for you to go to make smart financial decisions. Eave's application and underwriting process ensures you can make a smart, confident home purchase.”

— Jake Gibson
Co-founder, NerdWallet

“During a long career in financial services, I have had the honor to have been associated with firms recognized for delivering world class products and services to their clients. I am confident customers will enjoy a similar experience with Eave.”

— Paul L. Audet
Senior Managing Director, BlackRock

Here's how we help you


Submit ~200 pages

Upload ~10 docs

Phone calls & emails for days,
then wait 1-6 weeks for approval

1 hour of work,
Eave Approval in 48 hours*

3+ rate increases

Zero rate changes


Days to close


Days to close

Don't just get pre-approved on your mortgage, get Eave Approved. Eave Approval is a conditional mortgage approval that shows sellers your financials have been vetted. We confirm your assets, debts and income to give you confidence in your affordability range.

If we can't provide an Eave Approval* to you, then we'll tell you why.
Either way, you'll have a decision from us within two business days.

Get started with Eave.

Start application Have questions?